What is the difference between a general lien and a specific lien?
Real Estate Exam: Encumbrances, Liens, Easements, Deed Restrictions Explained
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A general lien attaches to all of a debtor's property, both real and personal, rather than to one specific parcel. Examples include judgment liens, federal and state tax liens, and estate liens. A specific lien attaches only to one identified property. Examples include mortgage liens, property tax liens, and mechanic's liens. The distinction matters for priority and enforcement: a specific lien holder can force the sale of only the identified property, while a general lien holder can potentially reach any asset the debtor owns to satisfy the debt.
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